JCPenney is one of the largest retailers in the United States. The company has over 2,000 stores across the country. JCPenney Mastercard is a popular credit card that can be used at any of the company’s stores. The JCPenney Mastercard offers a number of benefits, including discounts on purchases and free shipping on orders over $50. The card also has a 0% introductory APR for 12 months and no annual fees. The JCPenney Mastercard is available to consumers who have an account with JCPenney and are 18 years or older. The card can also be used at participating online retailers. ..