Yes, you can withdraw money from your Acorns account if you don’t have a balance. To do this, you will need to provide your bank account number and the amount of money you want to withdraw.
This will also ensure that you have enough funds to take advantage of future free Round Ups! You can always increase your contribution to the Round Up amount, just make sure your Core portfolio is fully funded before you start taking withdrawals. This avoids any reinvestment risk and allows for tax-free growth of all future contributions.
You can add funds from another account into your acorns Invest Account as a transfer and then use this transferred money for withdrawal. Transfers are typically completed within two business days, but may take longer if they require third party verification such as a wire transfer or ACH (automated clearing house). All transfers will count towards monthly Round Up contributions unless you split transfers across multiple accounts in which case only one account will be used for Round Ups.
Acorns may also choose (in its sole discretion) to make transfers from your balance to another acorns account or IRA (individual retirement account) of yours upon your request and if funds are available in connection with certain events such as a change in employment, divorce or separation, death of an account owner, or other changes that affect the ownership of this acorns account. Such transfers will be subject to our notice requirements and applicable law. For more details about how these situations would impact your acorns accounts visit https://help.acorns.com/customer/portal/articles/562733-how-is-an-acornstm-accounts-managed .
First you need to link a bank account to your acorns account. To do that please follow the instructions in this guide . Once you have linked a bank account, you can withdraw money from an ATM using 3D secure or at any Acorns cash disbursement location. You may also make withdrawals by visiting any BI-LO, Family Fare or Sweetbay Supermarket locations within our service area. If these options are not available nearby, check out our list of nationwide locations here .